Achieve financial clarity as an expat with Expat WM – your trusted partner for personalised wealth management and cross-border financial advice.
How can we help you?
There are various financial benefits that apply to expats and a whole host of offshore wealth management solutions that can help secure your financial well-being. Whether your future financial security was one of the reasons for choosing an expat career, or it’s simply a by-product of your choices you need to ensure it remains a priority by investing correctly.
You can optimise on opportunities and solutions that would otherwise not be available to you and structure your finances to put yourself in the best position from a tax perspective using overseas offshore investment products in order to reduce your liability. The savings that smart wealth management strategies can deliver can add up to tens or even hundreds of thousands of pounds, dollars or euros over your lifetime.
Keep things simple and safe and don’t invest in jurisdictions that are politically unstable, if you can’t afford big losses invest in lower risk options, always transfer any money directly to a product provider rather than via an adviser and do your research on adviser regulations in your jurisdiction and don’t take advice from those who aren’t regulated.
Financial Planning is everything and it’s not a one off!
It is key to have an ongoing process that helps you make sensible decisions about what to do with your money so that it works to help you achieve your goals. It’s not just about having a pension or an ISA, it’s about defining your life plans and objectives and holistically looking at your financial arrangements and making sure they are all helping you achieve them.
First things first, you need to establish your life goals, key plans and timeframes (short, medium and long), you need to understand what your assets and liabilities are and then our advisers can help you create a plan for achieving those goals and then crucially help you monitor and evolve them.
At Expat WM we pride ourselves on being different, our overarching aim is to give high quality, trusted advice that’s in the very best interests of our clients and to be trusted to deliver just that.
As adviser fees are taken out of investment returns, the greater the fees the greater the negative impact on growth.
What can seem at first like relatively small percentages can equate to thousands in fees every single year, and an even greater compounded effect on long-term growth.
Whilst robo advice companies have entered the market to reduce fees, they only offer restricted, non-personalised advice which itself can dampen returns.
We want to offer something different – in depth, quality wealth management for a low fixed fee. Lower charges mean investors can achieve greater returns even with the exact same funds offered elsewhere.